5280 RELIABLE RESOURCES

46 Flips | 5 Magazines | 1 Following | 8 Followers | @5280Reliable | 5280 Reliable Resources is here to service the community in any and every way possible through education. We empower people through education.

10 Best U.S. Summer Food Festivals for 2015

Summer is festival season, and there’s one in every corner of the U.S. to suit every taste. From pig roasts to cheese fests, food trucks to cherries, …

3 Ways to Save When Planning Your Summer Vacation

With summer finally on the horizon, many people will no doubt be poring over airline and booking sites for decent deals on the destination of their choice. But whether you prefer Florida's palms and nightlife or the culture of European capitals, you'll probably have a hard time finding good deals …

46 stunning Instagram photos that will inspire you to travel the world

Thanks to Instagram, though, you can at least feel like you're somewhere far, far away.<p>Numerous avid travelers and travel photographers use the app to document the trips they take to exotic destinations all over the world.<p>So next time you're feeling gloomy on a Monday morning at the office, take a …

5 travel experts reveal the best places they've ever visited

These are the people we count on to tell us what places are worth a trip and what places aren't, along with other essential travel tips.<p>We asked five of these experienced travelers what their favorite destinations are.<p>Here's what they said:<p>Anne Banas, executive editor of Smarter Travel: The Azores, …

14 free things to do in Seattle

Over the past few decades, Seattle has changed from a small, relatively ignored Pacific Northwestern city into a bustling metropolis filled with gourmet restaurants, top-quality culture, and a plethora of high-quality, high-end things to do.<p>Unfortunately, with a rising profile come rising prices, …

Here's where it's safe to travel in Mexico

But it's also a hot vacation destination, attracting millions of US tourists every year, according to the US Department of State.<p>For the most part, drug-related violence and crime is limited to the country's border areas and trafficking routes.<p>The level of crime in resorts and tourist cities isn't …

Your backstage pass to the best festivals in Chicago

Bookworm? Architecture buff? Indie rocker? No matter how you roll, Chicago’s got a festival for you. Each festival season – which stretches roughly from the first suggestion of mild temps until the first threat of flurries – brings over 400 neighborhood shindigs alone, not to mention a host of …

11 etiquette rules to remember next time you fly

Unless you're fortunate enough to be flying in a first class suite, air travel can often be a stressful and exhausting experience.<p>However, for those of us who can't afford a luxurious upgrade, there are a few basic etiquette rules that can improve the comfort of your journey. Follow them, and your …

The 6 most baller restaurants in Las Vegas

From the flamboyant shows to the iconic world landmarks replicated along the Strip, everything about Las Vegas is over the top — including the food.<p>And since Wall Street is heading there this week for the hedge fund blow out of the year, you can bet they'll take full advantage of that.<p>We found the …

2 ways to get guaranteed retirement income

<i>My wife and I have about $1 million in stock and bond funds in 401(k)s, IRAs and other retirement accounts, but are wondering whether to buy an annuity when we retire within the next few years. Do you think that's a good idea?--Scott C.</i><p>Ask advisers this question and the answer may depend on how the …

50 incredible hotels you should sleep in during your lifetime

Everyone has their dream bucket list of travel destinations, but what about dream hotels?<p>Since summer is right around the corner and we're dreaming about vacations in far off places, we've come up with the ultimate bucket list of hotels to stay in around the world.<p>From private overwater bungalow …

7 Questions You Should Ask Your Agent About Annuities

An annuity offers people a steady flow of income without concerns about market fluctuations, which affect stock and mutual fund portfolios. The …

Annuity News

Annuity News<p>April 4, 2018<p>Allianz is finding traction with fixed indexed annuities in the financial advisory world with the top-selling FIA in the …

Probe by Elizabeth Warren into annuity incentives long overdue

Washington, D.C's newest trend is naming a politically appointed "czar" to oversee and manage specific areas of attention. The next coronation might …

Pre-Pay for Retirement with Deferred Income Annuities

Deferred income annuities (DIA) have grown in popularity in recent years, and they are poised for further growth as the Treasury Department has simplified procedures for purchasing them in retirement accounts. They are a cousin of single-premium immediate annuities (SPIA), as both offer a …

How To Save For Both College And Retirement

What’s the best way to save for your child’s college education and your retirement at the same time — and is it even possible?<p>The conundrum came to my attention recently during a PBS NewsHour Twitter chat on women over 50 and money that I participated in, along with Next Avenue Assistant Managing …

The Crisis in Retirement Planning

Corporate America really started to take notice of pensions in the wake of the dot-com crash, in 2000. Interest rates and stock prices both plummeted, which meant that the value of pension liabilities rose while the value of the assets held to meet them fell. A number of major firms in weak …

How to Turn Your Car Payment Into a Million-Dollar Retirement

Do you ever feel like you’re out of cash before your paycheck even clears the bank? If so, you’re not alone.<p>A 2017 CareerBuilder survey found that …

Why Dave Ramsey is wrong about permanent life insurance | ThinkAdvisor

In his arguments for term insurance, Dave Ramsey accidentally reveals why permanent insurance can be better. (AP Photo/John Russell)<p>It’s absolutely, …

5 Money-Saving AARP Perks Senior Citizens Can Take Advantage Of

There are plenty of reasons to join the 37 million AARP members, and here are five that could save you a bundle<p>When you turn 50 years old, chances …

The Basics of Medicare and Medigap

<b>Q.</b> I was doing some personal retirement planning the other day and I was wondering how much out-of-pocket do Medicare beneficiaries typically spend? …

4 Ways to Maximize Your Social Security Benefits

Source: Thinkstock<p>Speaking at the Morningstar Investment Conference in June, John Bogle, founder of The Vanguard Group, hit the nail on the head. …

Traditional retirement possibly becoming a thing of the past

It may be time to redefine retirement.<p>A new survey of American workers from the Transamerica Center for Retirement Studies found that 82% of the respondents age 60 and older either are, or expect to keep working past the age of 65. Among all workers, regardless of age, 20% expect to keep on working …

Don’t count on inheritances to save your retirement

Expecting mom and dad to help fund your retirement by leaving you an inheritance? Don’t count on it.<p>That’s one of the messages behind a new survey by …

Why The New Retirement Involves Working Past 65

Calling all linguists and word inventors: we may need to coin a new term for retirement — or at least redefine the word.<p>The 16th annual retirement survey of 4,550 full-time and part-time workers by the Transamerica Center for Retirement Studies found that 51% plan to keep working, at least …

Retirement readiness by age: How do you stack up?

Whether you're just starting your career or getting ready to leave the workforce for good, retirement can present a challenge.<p>Across workers of all …

Most twenty-somethings are actually saving for retirement

Twenty-somethings should pat themselves on the back (and not just for having tried the latest craft beer).<p>About 67% have already stashed away something for retirement, according to a survey from the Transamerica Center for Retirement Studies.<p>Stashing away money for something so far into the future …

Avoiding a Personal Retirement Crisis

The markets may be improving for some, but for many Americans, a retirement crisis still looms: According to the National Institute on Retirement Security, about 45 percent -- or 38 million working-age households -- have not started a retirement fund of any kind[1]. With the future of Social …

4 Retirement Risks You Should Consider

A happy and prosperous retirement is what you look forward to during the decades you spend working and saving. Yet your retirement future can be unpredictable. You might not have as much time to save as you had expected, your expenses in retirement might be higher than planned, and your income …

How Much Should You Be Saving?

<b>Key Points</b><p>Start saving and investing by setting aside money for retirement; then you will be in a position to prepare for other goals.<br>• Give yourself the best chance for success by setting up automatic transfers to your savings and investment accounts.<br>• Carefully consider your time frame when choosing …